Sample ImageCall Michael Rodriguez at (831) 229-1116 and click on the "Apply" link below to complete a loan application.

  • Platinum Capital Mortgage slide #1
  • Platinum Capital Mortgage slide #2
  • Platinum Capital Mortgage slide #3
  • Platinum Capital Mortgage slide #4
  • Platinum Capital Mortgage slide #5
  • Platinum Capital Mortgage slide #6
  • Let us be the stepping stone to the home of your dreams.

    Let us be the stepping stone to the home of your dreams.

  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

  • Platinum Capital Mortgage slide #10
  • We offer residential home loans throughout beautiful Colorado.

    We offer residential home loans throughout beautiful Colorado.

  • Platinum Capital Mortgage slide #12
  • Platinum Capital Mortgage slide #13
  • Platinum Capital Mortgage slide #14
  • Platinum Capital Mortgage slide #15
  • Platinum Capital Mortgage slide #16
  • Platinum Capital Mortgage slide #17
  • Platinum Capital Mortgage slide #18
  • Platinum Capital Mortgage slide #19
  • Platinum Capital Mortgage slide #20
  • Platinum Capital Mortgage slide #21
Greetings from Mike

Get a Quote

Apply Now

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application

Purchase a Home

Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now

Refinance your Home

Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Learn More

 We are celebrating 21 years of providing our clients with the finest in mortgage products and services.

We offer Conventional Loans, High Balance Loans, Jumbo Loans, Super Jumbo Loans to $30 million, FHA Loans, VA Loans, USDA Loans, Non-QM Loans for Self-employed borrowers such as Bank Statement Loans, 1099 Only loans, Asset Depletion Loans, DSCR Loans, HELOCs (Home Equity Line Of Credit), Bridge Loans and Construction Loans throughout California, Colorado, and Florida.

We also offer commercial loans nationwide.

We are located in beautiful Carmel, California.

Welcome to the official website of Platinum Capital Mortgage and its Broker and Owner, Michael D. Rodriguez, J.D. who is nationally recognized as "America's Top Mortgage Broker" Top Mortgage Producer - Full Rankings

Michael holds a Bachelor's degree, MBA and a Law Degree. He then continued his postgraduate education at Stanford University.

He has closed over $6 billion and counting in residential home loans and another $5 Billion in commercial loans.

In 2020, Michael closed 1,264 residential loans for $676,243,368 and another $13,250,000 in commercial loans.

Michael is recognized by American Registry as one of "America's Most Honored Financial Professionals".

He offers his clients his 28 years of extensive mortgage loan experience and postgraduate education, a myriad of mortgage resources and well-forged mortgage industry connections, creative financing solutions, very competitive WHOLESALE mortgage rates, his unparalleled and dedicated personalized service, and his accessibility to his clients. His client's interests come first and his ability to close loans is well revered and respected. 

We are a full-service mortgage company and we service ALL of California, Colorado, and Florida. We specialize in a myriad of mortgage loan products including FHA Loans, VA Loans, USDA Loans, Conventional Loans, Jumbo Loans, NonQM Loans and Commercial Loans, to name a few. We also provide commercial loans throughout the United States.

Whether you are buying a home or refinancing residential property in California, Colorado, or Florida, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment on your refinance. We offer residential loans up to $30 Million for a single property. In addition, we also offer commercial loans for properties throughout America. 

In terms of our Purchase Loan programs, we offer the following:

Conventional | FHA | VA | USDA | NONQM | Jumbo | Super Jumbo | Commercial 

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | Commercial | Jumbo

Platinum Capital Mortgage also offers the following niche programs: Bank Statement Loans for the Self-Employed, First-Time Homebuyer Home Loans, Reverse Mortgages, Private Money Loans, Construction Loans, Commercial Loans, and Niche Loans.

Contact Michael Rodriguez at Platinum Capital Mortgage today at (831) 229-1116 to discuss your mortgage loan options, and find out which loan program will best suit your needs. You can also email Michael at michael@platinumcapitalmortgage.com

#AmericasTopMortgageBroker  #PlatinumCapitalMortgage #MichaelDRodriguezJD  #MultiBillionDollarBroker  #BillionDollarBroker #MortgageBroker  #YourLenderForLife  #Purchase #Refinance #CaliforniaMortgageBroker  #ColoradoMortgageBroker  #FloridaMortgageBroker #CarmelMortgageBroker

Awards 
Sample Image  Sample Image  Sample Image Sample Image



Sample Image   Sample Image  Sample Image Sample Image Sample ImageSample Image Sample Image

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what our clients are saying:

Testimonials